Student Loan Refinancing

You can get best rates to lower costs.

Student loan refinancing allows borrowers burdened with high interest rates and multiple student loans to simplify their finances and save money during repayment.


Depending on how long you’ve been out of school, your annual income and credit history is likely to have improved. By refinancing your existing student loans you may see a dramatic reduction in your interest rate – even a few points. With only a few exceptions, it is generally advisable for all student debt holders to at least explore a refinancing scenario.


LendKey - $300 bonus to you. Shops rates at a bunch of smaller banks and credit unions all at once. Has unemployment protection. Max they will do is $300,000 for medical professionals.

DRB - $300 bonus to you. Specializes in refinancing for medical professionals. Offers unique refinancing options for residents and fellows.

How It Works

Finding the right loan can be time consuming, and confusing. That's why we've simplified the process using a single platform that allows you to find, customize, and fund your loan through our network of credit unions and community banks.


You can reduce your interest rate, lower your monthly payments, and save thousands over the lifetime of your student loans.


You'll be able to refinance your federal and private student loans, including graduate loans, into one convenient loan at a great rate. Refinancing via is only available for applicants with qualified private education loans from an eligible institution. Loans that were used for exam preparation classes, including, but not limited to, loans for LSAT, MCAT, GMAT, and GRE preparation, are not eligible for refinancing with a lender via If you currently have any of these exam preparation loans, you should not include them in an application to refinance your student loans on this website. Applicants must be either U.S. citizens or Permanent Residents in an eligible state to qualify for a loan. Certain membership requirements (including the opening of a share account and any applicable association fees in connection with membership) may apply in the event that an applicant wishes to accept a loan offer from a credit union lender. Lenders participating on reserve the right to modify or discontinue the products, terms, and benefits offered on this website at any time without notice. LendKey Technologies, Inc. is not affiliated with, nor does it endorse, any educational institution.


Get personalized quotes with various repayment terms, including interest-only payments for the first four years.


Refinancing student loans means no origination fees or penalties for making extra or early payments!

Apply Refinance Student Loan

Apply Refinance Student Loan from LendKey and Get $300 Bonus.

Apply Now

How It Works

Easy application and fast approval.

We’re student loan refinancing specialists, so you can count on a streamlined, efficient and courteous customer experience.


Online Pre-Qualification

We know that your time is valuable. Our application is fast and easy to fill out, and our credit check instantly lets you know if you pre-qualify for DRB refinancing.


Upload Documents

If you have all documents in hand, you can submit them right away.
Required Documents:

  • Photo ID
  • 2 recent pay stubs
  • Proof of graduation
  • Loan statements indicating payoff amounts


Borrower Approval

We will send you a decision, your rate, and applicable disclosures. You accept the terms and sign a promissory note.


Acceptance & Funding

We pay off your current student loans and give you the option to link an existing bank account for automated payments, to save you an additional 0.25%.

Apply Private Student Loan

Apply Refinance Student Loan from DRB and Get $300 Bonus.

Apply Now