News, Events, & Promotions

Welcome to Bay Spectrum Consulting blog. We will publish latest news and events about college financial aid planning for your children, and promotions about our services.

The Colleges with Most Financial Aid

Posted By: Bay Published: 07/25/2019 Times Read: 194 Comments 0
The Colleges with Most Financial Aid

Few students can afford the high price of college without financial aid. So for prospective college students and families, it’s crucial to know which schools award the most aid before applying to college.

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How College Selection Impacts Financial Aid

Posted By: Bay Published: 03/14/2019 Times Read: 324 Comments 0
How College Selection Impacts Financial Aid

동일한 재정 상태의 두 학생이 각 각 다른 학교를 선택할 경우, 학교 선택에 따라 Financial aid package가 달라질 수도 있다. 즉, 학교 선택 전략에 따라 Free money(Grants, Scholarships)을 더 많이 받을 수 있는데, 이에 대한 요인은 아래와 같이 두 가지로 살펴 볼 수 있다.

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Failing to Plan is Planning to Fail.

Posted By: Bay Published: 03/05/2019 Times Read: 291 Comments 0
Failing to Plan is Planning to Fail.

학자금 혜택을 최대화하기 위해서는 미리 알고 준비하여야 하는 것이 중요하다.

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What you should consider when choosing a college

Posted By: Bay Published: 01/05/2019 Times Read: 593 Comments 0
What you should consider when choosing a college

A systematic search for colleges that are the right academic and financial fit for the student and family, as well as a good personality/social fit for the student.

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Useful information you should know for 2019-20 FAFSA

Posted By: Bay Published: 10/16/2018 Times Read: 650 Comments 0
Useful information you should know for 2019-20 FAFSA

As for financial aid, you can begin applying as early as October 1. If you want to make you eligible of receiving the maximum amount of financial aid, it is important to apply that early. Certain aid is awarded to students who apply the earliest, such as federal work-study dollars and many state and institutional grants and scholarships. There are important financial aid terms you should know to applying financial aid;

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Primarily Need Based Colleges and Univerities Very limited merit awards

Posted By: Bay Published: 07/13/2018 Times Read: 1295 Comments 0
Primarily Need Based Colleges and Univerities Very  limited merit awards

The listed colleges should be used for families who qualify for need based aid, and have high achieving students. If the family does not qualify for need based aid, these colleges are most likely 'full price'. Most of listed colleges meet 100% of need.

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Making college more affordable

Posted By: Bay Published: 12/22/2017 Times Read: 1532 Comments 0
Making college more affordable

자녀의 대학 교육을 위한 부모의 부담이 매년 높아 지고 있는 것을 우리는 잘 알고 있다. 최근에 College Board에서 발표한 통계에 따르면, 학비 상승이 소득 상승율보다 높아 지고 있어, 그 결과 Public colleges는 8연 연속, Private colleges는 6년 연속 실질 비용 부담이 늘어 남으로써, 대학 학비가 가정 경제 부담을 가중하고 있음을 알 수 있다. 따라서, 자녀의 대학 교육 비용을 해결하는 방법의 하나로 경제적 형편과 달리 학생의 성적과 재능에 따라 각 학교 재량으로 지급되는 장학금(Merit Aid)에 보다 관심을 가질 필요가 있으며, 특히 신입생들에게 장학금을 잘 주는 학교들을 소개함으로써 대학 입학을 앞둔 각 가정에 도움을 드리고자 합니다.

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2018 Financial Aid Is About to Come

Posted By: Bay Published: 09/26/2017 Times Read: 641 Comments 0
2018 Financial Aid Is About to Come

2018/9 학기의 대학 학자금 혜택을 받기 위해, 부모님과 학생들이 반드시 알아야 될 서류와 마감일에 대한 정보입니다. 도움이 필요하시면 저희 스텍트럼의 서비스를 신청하시기 바랍니다.

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